NMHL Mortgage Lending
Mortgage Lender in Goodyear, AZ
Local expertise and competitive rates for Goodyear homebuyers.
Goodyear Housing Market Overview
Explore mortgage options in Goodyear, AZ with NMHL. Our local expertise helps you navigate the Goodyear real estate market with competitive rates and personalized service.
See What You Qualify For
Takes about 5 minutes. No obligation. No credit check until you are ready.
Your Local Mortgage Partner
We understand the local market dynamics that affect your home purchase. Our team provides personalized loan options based on local property values and regulations.
Available Loan Programs in Goodyear
Explore mortgage options tailored to Goodyear homebuyers
First Time Home Buyer Mortgages
Special loan programs helping newcomers purchase their first home with favorable terms and support.
Learn MoreRefi-Shield
Learn MoreAdjustable-Rate Mortgage (ARM)
Financial flexibility and optimal rates with an Adjustable-Rate Mortgage – Your key to a dynamic homeownership journey
Learn MoreHigh-Value Appraisal Program
Learn MoreInterest Only Mortgages
Interest-only mortgages allow borrowers to pay only the interest for a set period, reducing initial monthly payments.
Learn MoreHome Equity Loans
Access the equity in your home with a fixed-rate home equity loan. Get a lump sum with predictable monthly payments for ...
Learn MoreFHA Loans
Federal Housing Administration (FHA) loans are government-backed mortgages designed to help first-time homebuyers and th...
Learn MoreFixed-Rate Mortgage
Lock in your interest rate for the life of the loan with a fixed-rate mortgage. Predictable monthly payments make budget...
Learn MoreBridge Loans
Bridge the gap between buying your new home and selling your current one. Short-term financing that gives you the flexib...
Learn MoreVA Loans
VA loans are a benefit earned by veterans, active-duty service members, and eligible surviving spouses. Backed by the De...
Learn MoreConventional Loans
Conventional loans are not backed by government agencies and typically offer the most flexibility for qualified borrower...
Learn MoreITIN Loans
Purchase a home using your Individual Taxpayer Identification Number (ITIN) without a Social Security Number. NMHL is co...
Learn MoreJumbo Loans
Jumbo loans exceed conforming loan limits and are designed for luxury properties and homes in high-cost areas. With comp...
Learn MoreDSCR Investment Loans
Debt Service Coverage Ratio (DSCR) loans qualify based on rental income rather than personal income. Perfect for real es...
Learn MoreBank Statement Loans
Bank statement loans are designed for self-employed borrowers and business owners who have difficulty documenting income...
Learn MoreReverse Mortgages
For homeowners 62 and older, reverse mortgages allow you to access your home equity without monthly payments. Stay in yo...
Learn MoreUSDA Mortgages
USDA Rural Development loans help moderate-income buyers purchase homes in eligible rural and suburban areas. With no do...
Learn MoreHeloc
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Goodyear's Thriving Housing Market
The Goodyear housing market is experiencing significant growth, driven by the city's expanding economy and population. The median home price in Goodyear is around $385,000, with a range of housing options available, from starter homes to luxury estates. Our team at NMHL is well-versed in the local market trends and can help you find the perfect home to fit your needs and budget.
Some of the most popular neighborhoods in Goodyear include:
- Palm Valley: Known for its master-planned communities and golf courses
- Estrella: A rapidly growing area with new construction and amenities
- Cotton Crossing: A family-friendly neighborhood with parks and recreational facilities
Contact NMHL today to schedule a consultation and take advantage of our competitive mortgage rates and expert guidance.
Mortgage Options for Underserved Borrowers in Goodyear
At NMHL, we understand that not all borrowers fit the traditional mortgage mold. That's why we offer a range of specialized loan products designed to serve underserved borrowers, including:
- Self-employed income verification options
- Bad credit mortgage solutions
- VA loans for veterans and active military
Our team of experts will work with you to identify the best loan options for your situation and guide you through the application process.
Don't let credit challenges or non-traditional income hold you back from achieving your homeownership goals. Contact NMHL today to explore your mortgage options.
Down Payment Assistance in Goodyear
Saving for a down payment can be a significant hurdle for many homebuyers. Fortunately, there are down payment assistance programs available in Goodyear to help. NMHL offers a range of down payment assistance options, including grants and matching funds programs. Our team can help you determine your eligibility and guide you through the application process.
Some of the down payment assistance programs available in Goodyear include:
- Arizona Home Plus program
- NMHL Down Payment Assistance Grant
Don't let down payment requirements hold you back from buying your dream home. Contact NMHL today to explore your down payment assistance options.
School Districts and Home Values in Goodyear
The quality of local schools can have a significant impact on home values in Goodyear. The city is served by several top-rated school districts, including the Litchfield Elementary School District and the Dysart Unified School District. Our team at NMHL can help you understand how school districts affect home values and guide you in finding the perfect home for your family.
Contact NMHL today to schedule a consultation and learn more about how we can help you achieve your homeownership goals in Goodyear.
Frequently Asked Questions
Goodyear is home to a range of desirable neighborhoods, including Palm Valley, Estrella, and Cotton Crossing. These areas offer a mix of new construction and established communities, with access to top-rated schools, shopping, and recreational amenities. Our team at NMHL is familiar with the local neighborhoods and can help you find the perfect fit for your lifestyle and budget.
Property taxes in Goodyear are administered by the Maricopa County Assessor's Office. The average effective property tax rate in Goodyear is 0.82%, which is slightly higher than the national average. Homeowners in Goodyear can expect to pay around $3,100 per year in property taxes on a $385,000 home. Our mortgage experts can help you factor property taxes into your overall housing costs and explore options for minimizing your tax burden.
Arizona offers a range of programs to support first-time homebuyers, including the Arizona Home Plus program, which provides down payment assistance and competitive interest rates. NMHL also offers specialized loan products for first-time buyers, including FHA and USDA loans. Our team can help you navigate the eligibility requirements and application process for these programs.
While bad credit can make it more challenging to qualify for a mortgage, it's not impossible. At NMHL, we offer alternative credit scoring models and subprime loan options for borrowers with less-than-perfect credit. Our experts will work with you to identify the best loan options for your situation and help you improve your credit score over time.
Down payment assistance programs in Goodyear vary depending on the specific loan product and borrower profile. NMHL offers a range of down payment assistance options, including grants and matching funds programs. Our team can help you determine your eligibility and guide you through the application process.
Veterans in Goodyear can take advantage of VA loans, which offer competitive interest rates, zero down payment options, and lower mortgage insurance premiums. NMHL is an approved VA lender and can help you navigate the VA loan process, from pre-approval to closing.
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Ready to Buy in Goodyear?
Let NMHL help you navigate the Goodyear housing market with expert guidance and competitive rates.